Your Lili Visa® Debit Card gives you access to cash at over 38,000 fee-free ATMs across the US and Puerto Rico through the MoneyPass® network.

Finding a Fee-Free ATM

To locate a surcharge-free ATM:

1. Open the Lili app
2. Tap the main menu (☰)
3. Select Find ATM

Look for the MoneyPass® logo on the machine before inserting your card, not every ATM at a shared location is part of the network.

Tip: You can also get cash back at the point of sale when checking out at many retail stores,  just select "Debit" and request cash back. No ATM needed.

ATM Fees

Using a MoneyPass® ATM is always free. Fees may apply for out-of-network, international withdrawals, and balance inquiries. Third-party ATM operators may also charge their own fees, which will be displayed on screen before you confirm your transaction.

For a full breakdown, see:  Fee Schedule 

Daily Withdrawal Limit

Your card has a daily ATM withdrawal limit. To view your current limit, go to Main Menu → My Lili Card in the app.

Using Your Card at ATMs Abroad

Your Lili Visa® Debit Card works at international ATMs where Visa is accepted. Fees apply for international withdrawals and balance inquiries — check the 

Lili fee schedule

 for the latest rates. Additional fees from the local ATM operator may also appear on screen.

Can I Deposit Cash at an ATM?

At this time, Lili does not support cash deposits via ATM. To add money to your account, you can:

• How do I deposit cash into my Lili account?
• How do I deposit checks into my Lili account?
• How do I transfer funds between my Lili account and an external linked bank account?

Lili is a financial technology company, not a bank. Banking services are provided by Sunrise Banks, N.A., Member FDIC. The Lili Visa® Debit Card is issued by Sunrise Banks, N.A., Member FDIC, pursuant to a license from Visa U.S.A., Inc. The Card may be used everywhere Visa debit cards are accepted. 

Wire Transfer services are provided by Column Bank N.A., Member FDIC. All wires are subject to acceptance criteria and risk-based review and may be rejected at the sole discretion of Column Bank N. A. or Lili App Inc.