Where can I find all the possible fees charged by Lili?

You can find a list of all the possible fees charged by Lili in Appendix A - Master Fee Schedule of the Sunrise Account Agreement.

Monthly or Annual Account Fees

Monthly or Annual Fees for Lili App Inc. (Lili) Accounts described in Section 3 of the Sunrise Banks Account Agreement are listed below. For the paid plans, you may elect to pay either annually or monthly, as indicated below. The monthly or annual term commences after a free trial period, if available, and renews automatically. Customers electing to pay their plan fees annually have ten (10) business days from the beginning of the term to request a full refund of the annual fee. Thereafter, no refund will be provided, even if you decide to downgrade to a lower cost plan. If you decide to upgrade to a higher cost plan, we will issue you a credit for the remainder of the current term and charge your account a full annual fee for the new plan.

Account Type Monthly or Annual Fee
Lili Basic Account $0.00
Lili Pro Account $15.00 monthly or $144 annually
Lili Smart Account $35.00 monthly or $336 annually
Lili Premium Account $55.00 monthly or $528 annually

All fees are charged in advance, not in arrears. Any plan fees not paid when due may be collected at any time, from any account or sub-account owned by you, when sufficient funds are available. We reserve the right to close any account if plan fees are not paid when due. From time to time, we may offer incentive discounts to new applicants, which are not reflected in this table. If you change from a monthly to annual plan during any incentive discount period, the remaining incentive discount will not be applied to your new annual plan. Other transaction fees may apply. Additional fees are set forth in the Schedule of Fees below.

Schedule of Fees

The Schedule of Fees applies to all Lili Account types, except where indicated. Please see Section 1 above,  Monthly or Annual Account Fees for monthly or annual fees for each Account offered.

Transaction Activity & Fee Description (as it appears on the periodic statement) Fee
ATM Transaction Fee – MoneyPass Network $0.00

ATM Transaction Fee – Non MoneyPass Network (Domestic)

Out-of-Network ATM Fee

$2.50*

*surcharge fees may be applied by the ATM owner

ATM Transaction Fee – International ATM

International ATM Fee

$5.00*

*surcharge fees may be applied by the ATM owner

ATM Balance Inquiry Fee – International ATM

International ATM Balance Inquiry Fee

$2.50*

*surcharge fees may be applied by the ATM owner

Bill Pay Services $0.00
Card Replacement Fee $0.00

Deposited Check

Returned Item Fee

$0.00
Dormant Account Fee $0.00

Express Mail Fee

Express mail fee

$20.00
Funds Transfer Fee – ACH Standard Delivery $0.00

Funds Transfer Fee – ACH Express Delivery

ACH Express Fee

1.50% of ACH transaction

Minimum: $ 0.50

Maximum: $20.00

International Debit Transaction Fee $0.00
Overdraft Fee $0.00
Returned Item Fee (Electronic Funds Transfer) $0.00
Stop Payment Fee $0.00

Wire Fee-Domestic Incoming

Wire Fee-Domestic Outgoing

Wire Fee

$0.00

$15.00

Wire Fee – International Incoming

Wire Fee – International Outgoing

Wire Transfer Fee

$15.00*

$25.00*

*correspondent banks may charge a currency conversion fee as a markup or markdown

Mail a Check Fee

Manual Check Fee

$3.00 per check



Lili is a financial technology company, not a bank. Banking services are provided by Sunrise Banks, N.A., Member FDIC. The Lili Visa® Debit Card is issued by Sunrise Banks, N.A., Member FDIC, pursuant to a license from Visa U.S.A., Inc. The Card may be used everywhere Visa debit cards are accepted.

Wire Transfer services are provided by Column Bank N.A., Member FDIC. All wires are subject to acceptance criteria and risk-based review and may be rejected at the sole discretion of Column Bank N. A. or Lili App Inc.