If you own or help run more than one company, you can open a separate Lili Business Checking account for each business and manage them all from one secure login. This keeps every entity’s finances clearly separated while giving you one place to access all of your Lili business accounts.
 

What you can do with multiple businesses in Lili

• Open a dedicated Lili Business Checking account for each business you operate, up to a total of five businesses under a single login.
• Include one sole proprietor business (SSN‑based) and additional registered entities such as LLCs, corporations, or partnerships, as supported by Lili eligibility guidelines.
• Keep each business’s balances, transactions, and accounting reports separate, so you can track performance and prepare filings for every entity on its own (no combined or aggregated view across businesses).
• Use the same email and password to access all your business accounts, and quickly switch between them from the Lili Web and Mobile Apps.

Before you add another business

This option is for adding a different business with its own tax ID details, such as a different EIN. It is not for opening an additional checking account for the same business. 
Each new business must have its own application and be reviewed separately. If you want another account for the same business, this flow will not create a second checking account under that existing entity.

How to add another business (Web)

1. Sign in to the Lili Web App.
2. At the top left, click the arrow next to your name.
3. Select Apply for another account.
4. Follow the on‑screen steps to provide business details, tax information, and any requested documents.

Once approved, your new business will appear in the same menu so you can switch between entities without logging out. 

How to add another business (Mobile)

1. Sign in to the Lili Mobile App.
2. At the top center of the app, tap the business shortcut to open your business list.
3. Tap Add a new business and follow the prompts to complete the application for that entity.
4. After approval, you can tap the same shortcut any time to switch to another business before moving money, issuing payments, or downloading reports.

Always confirm the business name shown at the top of your screen before taking action, especially if you manage several entities.

Save your progress and finish later

If you start an application for a new business and don’t finish it in one sitting, your progress is saved automatically.

• To continue, simply go back to the same entry point:
  • On Web: click the arrow next to your name and choose Finish your application.
  • On Mobile: tap the business shortcut at the top of the screen and select Finish your application.
• You’ll be taken back to the point where you left off so you can complete and submit the application when you’re ready.

Limits, documentation, and eligibility

• You can manage up to five businesses with one Lili login; one of those may be a sole proprietor business using your SSN.
• Lili supports common registered business structures including LLCs, S‑Corps, C‑Corps, and partnerships, subject to our standard eligibility criteria.
• During setup, we may request formation documents such as Articles of Organization or Incorporation, an EIN letter, or other records to verify each business.

If a business is not approved, it will not appear in your list of businesses and you’ll receive guidance on next steps where applicable.

How transfers and tools work across multiple businesses

• Each business has its own Lili Business Checking account with separate balances, transactions, and accounting reports (such as Profit & Loss and Cash Flow).
• When you move money, make sure you’ve selected the correct business first so transactions are recorded under the right entity.
• You can link external accounts and cards that belong to a specific business and have those transactions flow into that business’s accounting reports and dashboard.

If you routinely move funds between related companies (for example, from a holding company to an operating company), you can do so by initiating a transfer from the business that is sending the funds to the one receiving them, following Lili’s standard transfer options and timelines.
 

Good to know

• You can add other business owners or team members to your Lili account with tailored permissions, so finance staff or accountants see only what they need for each business.
• Each business’s activity remains separate to support clean bookkeeping, clear audit trails, and easier preparation of entity‑level financials and tax returns.
• If you ever reach the five‑business limit or need to change how your entities are set up in Lili, reach out to our support team so we can help you plan the best structure for your organization.
   

Lili is a financial technology company, not a bank. Banking services are provided by Sunrise Banks, N.A., Member FDIC. The Lili Visa® Debit Card is issued by Sunrise Banks, N.A., Member FDIC, pursuant to a license from Visa U.S.A., Inc. The Card may be used everywhere Visa debit cards are accepted. 

Wire Transfer services are provided by Column Bank N.A., Member FDIC. All wires are subject to acceptance criteria and risk-based review and may be rejected at the sole discretion of Column Bank N. A. or Lili App Inc.