What account plans does Lili offer?

Lili now offers four plans for our users to choose from: Lili Basic, Lili Pro, Lili Smart and Lili Premium. 

Please refer to the table below for the list of features that each plan offers:

  Lili Basic ($0/mo) Lili Pro ($15/mo) Lili Smart ($35/mo) Lili Premium ($55/mo)
Core Banking
Checking Account
Visa Debit Card

Lili Basic Card

✓ Lili Pro Card

 Lili Pro Card

✓ Lili Metal Card

Visa Cash Back Rewards x
Multiple Add-Money and Send-Money Capabilities (fees may apply)
Realtime banking (aka alerts on transactions)
Fee-free ATM at 38K Locations
Get Paid 2 Days Early (e.g. transfers from Stripe to Lili)
App Center: Connect Lili to Other Digital Business Tools
Advanced Banking
Sub Accounts Emergency Bucket Savings Account Savings Account Savings Account
Tax Bucket x
Savings Account with APY x
BalanceUp* x
Accounting & Tax
Transaction Categorization x ✓ Expenses Only (incl. Split) ✓ Income and Expenses ✓ Income and Expenses
Receipts Scan & Save x
Income and Expense Insights x
Income and Expense Reports x ✓ Expense Report Only ✓ Multiple Accounting Reports (incl P&L) ✓ Multiple Accounting Reports (incl P&L)
Schedule C Generator (and its multi-owner equivalent) x x
Invoicing + Get Paid x x
Premium Services
VIP Customer Service x x x


x - indicates the feature is not available with the plan

✓ - indicates the feature is available with the plan

* this feature is provided with the plan, however, the customer is not given access unless they are found to be eligible by Lili’s system, and only then, the customer will need to manually enroll and confirm their interest in allowing their Lili account to have a negative balance

Lili is a technology company and not a bank. Banking services are provided by Choice Financial Group, Member FDIC. The Lili Visa® Business Debit Card is issued by Choice Financial Group, Member FDIC, pursuant to a license from Visa U.S.A.