What account plans does Lili offer?

Lili now offers four plans for our users to choose from: Lili Basic, Lili Pro, Lili Smart and Lili Premium. 

Please refer to the table below for the list of features that each plan offers:

  Lili Basic ($0/mo) Lili Pro ($15/mo) Lili Smart ($35/mo) Lili Premium ($55/mo)
Core Banking
Checking Account
Visa Debit Card

Lili Basic Card

✓ Lili Pro Card

 Lili Pro Card

✓ Lili Metal Card

Visa Cashback Awards x
Multiple Add-Money and Send-Money Capabilities (fees may apply)
Realtime banking (aka alerts on transactions)
Fee-free ATM at 38K Locations
Get Paid 2 Days Early (e.g. transfers from Stripe to Lili)
App Center: Connect Lili to Other Digital Business Tools
Advanced Banking
Sub Accounts Emergency Bucket Savings Account Savings Account Savings Account
Tax Bucket x
Savings Account with APY x
BalanceUp* x
Accounting & Tax
Transaction Categorization x ✓ Expenses Only (incl. Split) ✓ Income and Expenses ✓ Income and Expenses
Receipts Scan & Save x
Income and Expense Insights x
Income and Expense Reports x ✓ Expense Report Only ✓ Multiple Accounting Reports (incl P&L) ✓ Multiple Accounting Reports (incl P&L)
Schedule C Generator (and its multi-owner equivalent) x x
Invoicing + Get Paid x x
Accountant AI (new!) x x
Premium Services
VIP Customer Service x x x


x - indicates the feature is not available with the plan

✓ - indicates the feature is available with the plan

* this feature is provided with the plan, however, the customer is not given access unless they are found to be eligible by Lili’s system, and only then, the customer will need to manually enroll and confirm their interest in allowing their Lili account to have a negative balance



Lili is a financial technology company, not a bank. Banking services are provided by Choice Financial Group, Member FDIC, or Sunrise Banks, N.A., Member FDIC. The Lili Visa® Debit Card is issued by Choice Financial Group, Member FDIC, or Sunrise Banks, N.A., Member FDIC, pursuant to a license from Visa U.S.A., Inc. Please see the back of your Card for its issuing bank. The Card may be used everywhere Visa debit cards are accepted. Wire Transfer service provided by Column Bank N.A., Member FDIC. All wires are subject to acceptance criteria and risk-based review and may be rejected at the sole discretion of Column Bank N. A. or Lili App Inc.