Having a Lili Smart account gives you access to all of the following Lili features and benefits.
Plan Highlights:
- Advanced Business Checking Account
- Visa® Business Pro debit card with cashback awards
- Fee-free ATM withdrawals at 38K locations
- Automatic Tax Savings
- Fee-free Overdraft
- Up to 4.00% APY* on Savings
Smart Bookkeeping
Instantly sort your income and expense transactions into tax categories to simplify tax preparation. Attach your receipts, add notes, and easily keep your books up to date
Financial Reports
On-demand reporting including profit & loss and cash flow statements. Always know where your business stands and what to do next
Unlimited Invoices and Payments
Easily create and send professional invoices, accept payments instantly, track invoices and send reminders
Tax Reports - Form 1065/Schedule C
Maximize your tax refund with pre-filled business tax forms
If you are interested in viewing a comparison of the different plans, please go here.
*The Savings Account is available for Lili Pro, Lili Smart and Lili Premium users only, and receives 2.25% APY for the first $500,000 and 4.00% APY for portions of balance over $500,000 and up to $1,000,000 (effective January 13, 2026, please refer to Lili's terms and conditions). The Annual Percentage Yield ("APY") for the Lili Savings Account is variable and may change at any time.
Lili is a financial technology company, not a bank. Banking services are provided by Sunrise Banks, N.A., Member FDIC. The Lili Visa® Debit Card is issued by Sunrise Banks, N.A., Member FDIC, pursuant to a license from Visa U.S.A., Inc. The Card may be used everywhere Visa debit cards are accepted.
Wire Transfer services are provided by Column Bank N.A., Member FDIC. All wires are subject to acceptance criteria and risk-based review and may be rejected at the sole discretion of Column Bank N. A. or Lili App Inc.