What are the benefits of being a Lili Smart customer?

Having a Lili Smart account gives you access to all of the following Lili features and benefits.  

Plan Highlights:

  • Advanced Business Checking Account
  • Visa® Business Pro debit card with Cash Back Rewards
  • Fee-free ATM withdrawals at 38K locations
  • Get paid up to 2 days early
  • Automatic Tax Savings
  • Fee-free Overdraft up to $200*
  • 4.15% APY** on Savings

Smart Bookkeeping

Instantly sort your income and expense transactions into tax categories to simplify tax preparation. Attach your receipts, add notes, and easily keep your books up to date

Financial Reports

On-demand reporting including profit & loss and cash flow statements. Always know where your business stands and what to do next

Unlimited Invoices and Payments

Easily create and send professional invoices, accept payments instantly, track invoices and send reminders

Tax Reports - Form 1065/Schedule C

Maximize your tax refund with pre-filled business tax forms

If you are interested in viewing a comparison of the different plans, please go here.

*This feature is provided with the plan, however, the customer is not given access unless they are found to be eligible by Lili’s system, and only then, the customer will need to manually enroll and confirm their interest in allowing their Lili account to have a negative balance.
**The Annual Percentage Yield ("APY") for the Lili Savings Account is variable and may change at any time. 


Lili is a technology company and not a bank. Banking services are provided by Choice Financial Group, Member FDIC. The Lili Visa® Business Debit Card is issued by Choice Financial Group, Member FDIC, pursuant to a license from Visa U.S.A.