What are the benefits of being a Lili Smart customer?

Having a Lili Smart account gives you access to all of the following Lili features and benefits.  

Plan Highlights:

  • Advanced Business Checking Account
  • Visa® Business Pro debit card with cashback awards
  • Fee-free ATM withdrawals at 38K locations
  • Get paid up to 2 days early
  • Automatic Tax Savings
  • Fee-free Overdraft up to $200*
  • 4.15% APY** on Savings

Smart Bookkeeping

Instantly sort your income and expense transactions into tax categories to simplify tax preparation. Attach your receipts, add notes, and easily keep your books up to date


Financial Reports

On-demand reporting including profit & loss and cash flow statements. Always know where your business stands and what to do next


Unlimited Invoices and Payments

Easily create and send professional invoices, accept payments instantly, track invoices and send reminders


Tax Reports - Form 1065/Schedule C

Maximize your tax refund with pre-filled business tax forms

If you are interested in viewing a comparison of the different plans, please go here.

*This feature is provided with the plan, however, the customer is not given access unless they are found to be eligible by Lili’s system, and only then, the customer will need to manually enroll and confirm their interest in allowing their Lili account to have a negative balance.
**The Annual Percentage Yield ("APY") for the Lili Savings Account is variable and may change at any time. 



Lili is a financial technology company, not a bank. Banking services are provided by Choice Financial Group, Member FDIC, or Sunrise Banks, N.A., Member FDIC. The Lili Visa® Debit Card is issued by Choice Financial Group, Member FDIC, or Sunrise Banks, N.A., Member FDIC, pursuant to a license from Visa U.S.A., Inc. Please see the back of your Card for its issuing bank. The Card may be used everywhere Visa debit cards are accepted. Wire Transfer service provided by Column Bank N.A., Member FDIC. All wires are subject to acceptance criteria and risk-based review and may be rejected at the sole discretion of Column Bank N. A. or Lili App Inc.