Having a Lili Premium account gives you access to all of Lili's features and benefits all in one platform:
> Lili’s Metal Visa® debit card
> Priority support
> Accounting, taxes, and banking tools
- Advanced Business Checking Account
- Metal Visa® debit card with cashback awards
- Fee-free ATM withdrawals at 38K locations
- Get paid up to 2 days early
- Automatic Tax Savings
- Fee-free Overdraft
- Up to 4.00% APY* on Savings
- Dedicated Account Specialist
- Priority Customer Support
Smart Bookkeeping
Financial Reports
Unlimited Invoices and Payments
Tax Reports - Form 1065/Schedule C
If you are interested in viewing a comparison of the different plans, please go here.
*The Savings Account is available for Lili Pro, Lili Smart and Lili Premium users only, and receives 2.25% APY for the first $500,000 and 4.00% APY for portions of balance over $500,000 and up to $1,000,000 (effective January 13, 2026, please refer to Lili's terms and conditions). The Annual Percentage Yield ("APY") for the Lili Savings Account is variable and may change at any time.
Lili is a financial technology company, not a bank. Banking services are provided by Sunrise Banks, N.A., Member FDIC. The Lili Visa® Debit Card is issued by Sunrise Banks, N.A., Member FDIC, pursuant to a license from Visa U.S.A., Inc. The Card may be used everywhere Visa debit cards are accepted.
Wire Transfer services are provided by Column Bank N.A., Member FDIC. All wires are subject to acceptance criteria and risk-based review and may be rejected at the sole discretion of Column Bank N. A. or Lili App Inc.