Lili Premium is our most advanced plan, designed for businesses that want powerful banking, deeper accounting tools, and high‑touch support in one place. In addition to everything included in Lili Core, Pro, and Smart, Premium adds Lili’s Metal Visa® debit card , and priority support.
Lili Premium is a paid plan with a monthly fee; for current pricing and any promotional offers, please see What account plans does Lili offer? or our pricing page.
Enhanced savings and cash management
With Lili Premium, you can put more of your idle cash to work while keeping your everyday banking simple:
- High‑yield savings with up to 4.00% APY* on eligible Savings balances, helping your business earn more on funds you set aside.
- Buckets and tools to set aside money for taxes, future expenses, or growth, so you can stay organized while still having quick access when you need it.
APY and balance tiers are subject to change; see our terms and disclosures for the latest rates and requirements.
* The Savings Account is available for Lili Pro, Lili Smart and Lili Premium users only, and receives 2.25% APY for the first $500,000 and 4.00% APY for portions of balance over $500,000 and up to $1,000,000 (effective January 13, 2026, please refer to Lili's terms and conditions). The Annual Percentage Yield ("APY") for the Lili Savings Account is variable and may change at any time.
Smart Bookkeeping and advanced reporting
Lili Premium includes our most advanced version of Smart Bookkeeping, designed for businesses with more complex finances:
- Instant transaction categorization using Lili’s smart rules and AI‑powered suggestions to keep your books organized with less manual work.
- Rich accounting and tax reports, including profit and loss, expense breakdowns, and tax‑ready summaries (such as Pre-filled Form 1065/Schedule C) to simplify working with your accountant and filing your returns.
- More advanced filters and exports so you can drill into your data, see trends over time, and easily share information with your accountant or advisor.
Dedicated Account Specialist and priority support
As a Lili Premium customer, you get elevated access to our support team:
- A Dedicated Account Specialist who understands your business and can help you navigate Lili’s tools, answer questions, and point you to the right resources.
- Priority Customer Support routing, so your requests are handled faster when you reach out through the Lili app or by email.
Our broader Customer Success and Support team remains available to you 7 days a week, but Premium customers receive prioritized assistance for account questions and product guidance.
Is Lili Premium right for me?
Lili Premium is a strong fit if:
- Your business has more complex finances (multiple revenue streams, higher transaction volume, or multiple entities).
- You rely on detailed reporting and bookkeeping for funding, taxes, or growth decisions.
- You want an integrated experience with advanced tools and priority support instead of managing separate banking, bookkeeping, and reporting subscriptions.
If your needs are simpler right now, you may prefer to start with Lili Core, Pro, or Smart and upgrade later as your business grows. For a side‑by‑side view of what’s included in each plan, see What account plans does Lili offer?
If you have questions about whether Lili Premium makes sense for your business today, you can always reach the Lili team (See contact options in points here: How do I contact the Lili team?)
Lili is a financial technology company, not a bank. Banking services are provided by Sunrise Banks, N.A., Member FDIC. The Lili Visa® Debit Card is issued by Sunrise Banks, N.A., Member FDIC, pursuant to a license from Visa U.S.A., Inc. The Card may be used everywhere Visa debit cards are accepted.
Wire Transfer services are provided by Column Bank N.A., Member FDIC. All wires are subject to acceptance criteria and risk-based review and may be rejected at the sole discretion of Column Bank N. A. or Lili App Inc.