How can we help?

Can non-U.S. citizens open a Lili account?

Yes. Lili welcomes international entrepreneurs who own U.S.-registered businesses. Whether you're a non-U.S. citizen living abroad or a non-resident alien currently in the United States, you can apply for a Lili account if your business is properly formed and registered in the U.S. and you hold citizenship from one of our supported countries.

Business Formation Requirements

Your business must be registered in the United States to qualify. We accept LLCs (single or multi-member), C-Corporations, S-Corporations, General Partnerships, and Limited Liability Partnerships. 
Sole proprietorships are not currently supported for international applicants.

The physical location where you operate your business can be inside or outside the United States—what matters is that your entity is properly formed under U.S. law.

Supported Countries

Lili currently supports applicants with citizenship from 14 countries:

Argentina, Australia, Brazil, Canada, Chile, China, Colombia, India, Israel, Mexico, New Zealand, Norway, United Kingdom, Uruguay

We continuously evaluate and add countries to this list. If your country isn't listed, check back periodically for updates.

Ownership & Additional Stakeholders

If your business has multiple owners, you'll need to provide identifying information for each individual who owns 25% or more of the company. This includes their full legal name, date of birth, residential address, and ownership percentage. All owners meeting this threshold must also hold citizenship from a Lili-supported country.

Required Information During Application

When you apply, you'll provide:

  • Full legal name
  • Country of citizenship
  • Date of birth
  • Passport number and expiration date
  • Email address and mobile phone number (U.S. or international)
  • Personal residential address (U.S. or international)
  • Business name (required—no sole proprietorships)
  • Business and Operational addresses (U.S. or international)

Documentation You May Need

Depending on your business structure and circumstances, you may be asked to upload:

For all business types:

  • IRS EIN Letter
  • Address verification (utility bill, lease agreement, or deed)—particularly if operating from abroad

For LLCs:

  • Articles of Organization

For Partnerships:

  • Partnership Agreement

For C-Corporations:

  • Articles of Incorporation

In some cases, we may request additional documentation to verify your residential or business address. This ensures we comply with banking regulations and protect your account security.

Card Delivery Considerations

Your Lili Visa® Debit Card can only be shipped to a U.S. address. During the application process, you can choose to ship your card to your U.S. business address, operational address, or a different U.S. mailing address—whichever works best for your needs.

If you don't have access to any U.S. address for card delivery, you'll need to arrange for a U.S. mailing address before completing your application.

Ready to Apply?

Start your application directly through the Lili mobile app or at lili.co. The process typically takes 10-15 minutes, and you'll receive a decision within a few business days.


 

Lili is a financial technology company, not a bank. Banking services are provided by Sunrise Banks, N.A., Member FDIC. The Lili Visa® Debit Card is issued by Sunrise Banks, N.A., Member FDIC, pursuant to a license from Visa U.S.A., Inc. The Card may be used everywhere Visa debit cards are accepted. 

Wire Transfer services are provided by Column Bank N.A., Member FDIC. All wires are subject to acceptance criteria and risk-based review and may be rejected at the sole discretion of Column Bank N. A. or Lili App Inc.