How do I pay my bills / vendors using Bill Pay?

Lili account holders can use Bill Pay to pay their bills, vendors or employees. Just follow the instructions below to make a bill payment:

  1. Log into your Lili platform and navigate to the Main Menu > Bill Pay > Add a New Bill
  2. Choose if you want to "Upload a bill file" or "Add a bill manually"
  3. After creating your bill, choose “Proceed to Payment”
  4. Choose the payment method you wish to use
  5. Add relevant billing information, if needed
  6. Confirm and make the payment

You can also choose to directly pay through the bank transfer ACH option:

  1. go to the Move Money tab > Send Money tab > Make a Bank Transfer
  2. choose an existing vendor or create a new one by adding the vendor's name, account number and routing number
  3. tap on Continue
  4. enter the transfer amount (ACH limits apply)
  5. choose the transfer time (Express ACH includes a fee1, or Standard which is free of charge)
  6. click on Confirm and Transfer

Both the transferred amount and the Express ACH fee (if used) will be deducted immediately from the Lili account balance.

Additionally, to enhance your account security, Lili implemented Two-Factor Authentication (2FA) for ACH outbound transactions greater than or equal to $3,000 per day. This means that when initiating such ACH outbound transfers, you will receive a security code via SMS or a phone call, to verify your identity. This added layer of security will serve to further safeguard your financial activities with Lili. 

1Express ACH fee - minimum $0.50, maximum $20; charge 1.5% of transaction amount



Lili is a financial technology company, not a bank. Banking services are provided by Choice Financial Group, Member FDIC, or Sunrise Banks, N.A., Member FDIC. The Lili Visa® Debit Card is issued by Choice Financial Group, Member FDIC, or Sunrise Banks, N.A., Member FDIC, pursuant to a license from Visa U.S.A., Inc. Please see the back of your Card for its issuing bank. The Card may be used everywhere Visa debit cards are accepted. Wire Transfer service provided by Column Bank N.A., Member FDIC. All wires are subject to acceptance criteria and risk-based review and may be rejected at the sole discretion of Column Bank N. A. or Lili App Inc.