What are my account limits?

Please see below for the outgoing and incoming transactions, purchases and ATM withdrawal limits. To see this information on Lili's platform (Web or Mobile App), please go here.

You can withdrawal money from your Lili account using the options below:

Type Limits
ACH Outbound  $20,000 per day (2FA is required for an ACH≥$3,000 per day)
 $100,000 per month
Card Purchases

 $10,000 per day
 No limit per month

ATM Withdrawals  $1,000 per day

You can add money to your account using the following options:



ACH Transfer


Domestic Wire Transfer


Cash Deposit

 $1,500 per day
 $3,500 per week
 $5,000 per month
 Retailers may set their own cash deposit limits.

ACH Inbound (Linked Account)

 $2,000 per day
 $5,000 per month

Mobile Check Deposit*

$20,000 per day for approved requests (additional approval is required for checks over $10,000; for more information go here)
$50,000 per month

* Additional requirements apply for SSN customers.


Lili is a financial technology company, not a bank. Banking services are provided by Choice Financial Group, Member FDIC, or Sunrise Banks, N.A., Member FDIC. The Lili Visa® Debit Card is issued by Choice Financial Group, Member FDIC, or Sunrise Banks, N.A., Member FDIC, pursuant to a license from Visa U.S.A., Inc. Please see the back of your Card for its issuing bank. The Card may be used everywhere Visa debit cards are accepted. Wire Transfer service provided by Column Bank N.A., Member FDIC. All wires are subject to acceptance criteria and risk-based review and may be rejected at the sole discretion of Column Bank N. A. or Lili App Inc.