How do I add funds to my Lili account?

There are a few options to add funds to your Lili account:

1. ACH Transfer (recommended)
An ACH transfer is an electronic money transfer between banks. You can find your routing and account details in Lili’s web app, by clicking on your name at the top right, or in your mobile Lili app's main menu. Once Lili receives your funds they will appear in your Lili account without any hold time. You can also generate a bank letter from the app, if needed, to share with external payers.

2. Mobile Check Deposit
You can deposit checks directly from your Lili mobile app by using our Mobile Check Deposit feature. Please note that all check deposits will be placed on a standard 1-5 business day hold. 

  • Note: for fully approved Single-Member LLCs, Multi-Member LLCs, General Partnerships, Limited Liability Partnerships, and S-Corp accounts, the first check will be available within 5 business days from approval. Future checks may be available in 1-3 business days, at the sole discretion of Lili.

3. Transfer from a Linked Account
In the Lili app, you have the option to link an external bank account under your name and transfer funds between that account and your Lili account. The funds are moved between the accounts using an ACH transfer which typically takes between 3-5 business days.

4. Cash Deposits
You can deposit cash in your Lili account at over 90,000 retail locations (like Walmart, CVS, Walgreens, 7-Eleven, and more) with our cash deposit partners. Click here to find a cash deposit retail location near you (select the Reload with Cash service before you search). For more information about cash deposits, go here.



Lili is a financial technology company, not a bank. Banking services are provided by Choice Financial Group, Member FDIC, or Sunrise Banks, N.A., Member FDIC. The Lili Visa® Debit Card is issued by Choice Financial Group, Member FDIC, or Sunrise Banks, N.A., Member FDIC, pursuant to a license from Visa U.S.A., Inc. Please see the back of your Card for its issuing bank. The Card may be used everywhere Visa debit cards are accepted. Wire Transfer service provided by Column Bank N.A., Member FDIC. All wires are subject to acceptance criteria and risk-based review and may be rejected at the sole discretion of Column Bank N. A. or Lili App Inc.