When applying for a Lili checking account, an individual's credit history will not be checked. And, having a Lili checking account will not affect a customer's credit score.
Lili is a technology company and not a bank. Banking services are provided by Choice Financial Group, Member FDIC. The Lili Visa® Business Debit Card is issued by Choice Financial Group, Member FDIC, pursuant to a license from Visa U.S.A.