BalanceUp only covers debit card purchases and does not apply to ACH payments, ATM withdrawals or payment apps (Cash App, Venmo, PayPal, etc.) transactions.
Lili is a technology company and not a bank. Banking services are provided by Choice Financial Group, Member FDIC. The Lili Visa® Business Debit Card is issued by Choice Financial Group, Member FDIC, pursuant to a license from Visa U.S.A.