Is there a fee for using BalanceUp? No interest or fee is charged for this service when you are a Lili Premium, Lili Smart or Lili Pro customer. Related articles What is my BalanceUp (overdraft) limit? How do I enroll and turn off BalanceUp? How do I enroll in the cash back rewards program? What are the benefits of being a Lili Pro? What is BalanceUp?