What is my BalanceUp (overdraft) limit?

Your BalanceUp limit can start at $20 and go up to $200 based on your account activity and history, and is updated from time to time. No interest is charged for this service when you are a Lili Premium, Lili Smart or Lili Pro customer. For more information about Lili's BalanceUp requirements, please go here.

Please note that Lili’s Service Agents cannot increase your BalanceUp limit.


Lili is a technology company and not a bank. Banking services are provided by Choice Financial Group, Member FDIC. The Lili Visa® Business Debit Card is issued by Choice Financial Group, Member FDIC, pursuant to a license from Visa U.S.A.