When will I receive my ACH transfer?

ACH Transfer (non-linked account):
We will post your ACH Transfer to your Lili Account as soon as it is received from your payer. If you haven't received notification or have questions about the timing of the transfer, please contact the payer for a status of the transfer. 
Important - Lili posts your ACH transfers immediately upon receipt and sends a push notification letting you know that it posted. This ACH Transfer (non-linked account) is also known as a ACH transfer.

For information concerning Lili's ACH transfer limits, please go here.

ACH Transfer (linked account):
If a transfer is made using this method (bank to bank), it can take 1-5 business days for transfers initiated from Lili, to clear, depending on what day / time of day the transfer was initiated. If the transfer is from Lili to the external account, the settle time is dependent upon the receiving bank. ACH transfers do not process on weekends or banking holidays, and only transmit once a day. During the hold time, you'll see this communicated in the app along with the clearance data. If the payment isn't showing in the app as being on hold, this means that it hasn't been sent yet by the payer, in which case you should check with the payer for the status of the payment. 



Lili is a financial technology company, not a bank. Banking services are provided by Choice Financial Group, Member FDIC, or Sunrise Banks, N.A., Member FDIC. The Lili Visa® Debit Card is issued by Choice Financial Group, Member FDIC, or Sunrise Banks, N.A., Member FDIC, pursuant to a license from Visa U.S.A., Inc. Please see the back of your Card for its issuing bank. The Card may be used everywhere Visa debit cards are accepted. Wire Transfer service provided by Column Bank N.A., Member FDIC. All wires are subject to acceptance criteria and risk-based review and may be rejected at the sole discretion of Column Bank N. A. or Lili App Inc.